AI-Powered FCRA Violation Detection

Your credit report could be breaking the law.

Scoremaxed FCRA scans your credit report for Fair Credit Reporting Act violations, drafts and mails your dispute letter, and connects you with an attorney if the bureau doesn't fix it in 30 days.

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$0 to startMinutes to connectFree violation check

Violation Risk Score

Violations Overview

Confirmed Violations 2

Under Review 1

Flagged for Check 3

Accounts Verified Clean 14

Actionable

Reinvestigation Deadline Missed

Your bureau didn't respond within the 30-day FCRA window.

See what this means

What's covered

Reporting Accuracy30-Day Reinvestigation WindowPermissible PurposeMixed File DetectionObsolete InformationDuplicate Tradelines

Attorney Escalation Included

If your bureau misses the deadline, connect with a vetted attorney at no extra cost to start.

Every Report, Fully Scanned

We check tradelines, inquiries, and remarks against FCRA requirements — not just a skim.

Letters Handled For You

A formal dispute letter citing the exact violation, drafted and mailed to the bureau on your behalf.

Backed By Real Legal Muscle

Still unresolved after 30 days? We connect you with an attorney who can apply real pressure.

Built for accountability

From credit report to resolution.

Instead of leaving you to decode your own credit report, Scoremaxed FCRA finds the violations and drives every step of the dispute.

  1. 1
    Connect your credit report

    Securely link your report so Scoremaxed can start scanning for violations.

  2. 2
    Review your violations

    See exactly what's wrong, in plain language, with a clear risk score.

  3. 3
    We handle the dispute

    From letter to bureau response to attorney escalation — we track it all.

Free FCRA check

Find out what's really on your credit report.

Connect your report and see any FCRA violations in minutes — free to start, no credit card required.

Start your free check

See your violations

Get a plain-language breakdown of every FCRA violation we find, plus your next steps.

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