FAQ
What people ask
before they start.
Quick, honest answers about soft pulls, the 30-day window, and what Scoremaxed does and does not promise.
Does a scan affect my credit score?
No. Scoremaxed pulls your files as a soft inquiry. Soft inquiries are visible only to you and are never used in scoring.
Is this credit repair?
No. We do not promise removals or charge an enrolment fee. We identify entries that appear to violate the FCRA and help you exercise the dispute rights the statute already gives you, for free, under § 611.
What happens after I send a dispute?
The bureau has 30 days to investigate, extendable to 45 if you send new documents. We track the clock and tell you the day it runs out.
Can you help if a bureau ignores me?
Yes. On the Counsel plan an FCRA attorney reviews the file and assesses whether the conduct was negligent or willful under §§ 616 and 617.
Nothing here is legal advice. Attorney review is provided by independent FCRA counsel on the Counsel plan.